Your stock broker or investment adviser could be a straight arrow, scouring the financial world for the very best products, but it’s entirely likely they aren’t. They could just as easily push you into “house” products that help them reap better commissions. The fact is, the latter situation is far from uncommon as brokers are typically not legally bound to find the “best” products for you, merely ones that are considered “suitable.” Read more…..   — A Forbes.com article