23 Apr 2018 No Comments

5 Steps to Investing Your Health Savings Account

How much does the government want consumers to use health savings accounts to pay for healthcare expenses? So much that it has made the HSA the only triple-tax-advantaged vehicle in […]

23 Apr 2018 No Comments

Why extended warranties are hardly ever a good deal

Cost of a three-year extended warranty for a dishwasher: $157.97. Average cost of a dishwasher repair: $159. The fact that service contracts often cost about the same as a repair […]

26 Mar 2018 No Comments

A ‘dead’ home-equity tax deduction sees new life due to IRS

President Trump’s new tax law has caused concern among homeowners looking to borrow against the equity in their houses. The legislation appeared to eliminate the deduction taxpayers get for the […]

26 Mar 2018 No Comments

‘Nightmare’ for bonds ahead? How to explain it to clients

As investors have recently rediscovered, stocks have risks. So do bonds. When Fed Chairman Jerome Powell recently hinted his agency could boost rates as many as four times this year, […]

15 Feb 2018 No Comments

Is it really necessary to rebalance your investment portfolio?

Periodic rebalancing is generally a good way to keep your investing strategy on track and to prevent your portfolio from becoming too risky during market surges (like the one we’ve […]

15 Feb 2018 No Comments

3 Big Money Mistakes to Avoid Once You’re in Retirement

It’s the big question at the heart of all retirement planning: how long will you live, and by extension, how long should your money last? But you don’t need to […]

30 Jan 2018 No Comments

What Drives Long-Term National Debt Growth?

With the current 106% debt-to-GDP ratio, there’s no doubt that today’s government debt is high. The last time the United States reached this mark, it was during the aftermath of […]

16 Jan 2018 No Comments

Fed Rate Hikes Don’t Have to Translate to Bond Losses

In Periods of Rising Rates, Higher Income Can Help Keep Returns Positive As the Fed continues on a path of gradually raising interest rates, many investors are moving to cash, […]

8 Jan 2018 No Comments

The Impossible Reality of Long-Term Care Planning

Unless you’re very rich or very poor, you should be looking into all of the long-term care possibilities out there. Because of the costs and complexity involved, the choice isn’t […]

8 Jan 2018 No Comments

Estate planning: How to “death clean” your finances

The most sweeping tax overhaul in three decades will make big changes to how families pay their taxes. The bill lowers tax rates for all income groups, but caps or […]