Cognitive decline is an unfortunate consequence of aging — one that affects as many as two-thirds of people. But new research suggests it hits several groups hardest: those who are white, male and have college degrees.

Financial professionals say that the results underscore the importance of planning ahead for Alzheimer’s and other forms of cognitive decline, regardless of clients’ demographics.

“The biggest challenge is that cognitive decline is multifactorial. It’s not like you go from being fine to having dementia. Some people have mild cognitive impairment, and they can have that for a long time,” said Carolyn McClanahan, director of financial planning at Life Planning Partners.

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Written By: Emile Hallez

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