After decades of experience in financial planning, the folks at Fleecing Central shouldn’t be surprised that consumers are concerned about retirement planning. In fact, according to a recent CFP Board survey, 51% of respondents listed building a retirement fund was their most important financial concern. Okay… here’s the head-scratcher: A whopping 64% of those same respondents don’t have a financial plan. Curious. Read Financial Advisor Magazine’s report of the research here.