Blog

Retirements have accelerated over the past year, thanks to a combination of strong market performance and the pandemic. But before you hang it up, Morningstar's Christine Benz thinks it's a good idea to trial run your retirement. Read Christine Benz and Susan...

In this Issue: Tips for Managing an InheritanceConsiderations When Making Gifts to ChildrenLife Insurance Beneficiary Mistakes to Avoid Read August 2021 IWM Planning News here...

Our Philosophy: A broadly diversified portfolio gives our clients the best chance to achieve their goals while taking as little risk as possible. However, there are fundamental economic realities that warrant consideration as we constrict and modify portfolios. Please...

3Q2021 IWM Market Analysis (click here)...

Here are strategies that can be helpful for clients who have regrets over the timing of their Social Security claiming decision, whether they claimed early rather than holding out for a bigger check or waited longer than necessary. I often receive emails from...

There aren’t many iron laws of money. But here’s one, and perhaps the most important: If expectations grow faster than income you’ll never be happy with your money. One of the most important financial skills is getting the goalpost to stop moving. It’s also one of the...

In 1928, economist Irving Fisher wrote a book called "The Money Illusion" that was all about inflation. The best way to view think about inflation back then was through the lens of wars and how they impacted the economy. Fisher lays out that relationship: "Usually...

The Dynamic Spending Rule synopsis: To implement the dynamic spending rule, a retiree would calculate each year’s spending by taking a stated percentage of the prior year-end’s real portfolio balance. The investor would then determine a ceiling and a floor by applying...