Blog
The first five years can trip up your retirement finances permanently
If a retiree can generate enough guaranteed income to cover basic expenses using Social Security, any pension income and annuities, then he or she can invest other savings in stocks, said Steve Vernon, a research scholar at the Stanford Center on Longevity. Having...
When Not Paying Attention Pays Off
Pay attention to your teacher. Pay attention to detail. Pay attention, pay attention, pay attention! Our entire lives we’re warned: Pay attention, or.… Well, you know. The worst will happen. But when it comes to your investment portfolio, please do not pay too much...
Morningstar: The more you pay, the less you get from funds
Investing in an actively managed fund with high fees is like betting on a smoker to win a marathon, according to a new study released by Morningstar. Morningstar's active/passive barometer measures actively managed funds against a composite of relevant passive index...
Retirement yield may return to norm in 10 years: TIAA CEO
Retirement plan yields won't return to the long-term norm of roughly 5 to 7 percent until the next decade or two, TIAA President and CEO Roger Ferguson said Tuesday. Read Full Article Here... Written By: Tom DiChristopher www.cnbc.com
The Difficult, Delicate Untangling of Our Parents’ Financial Lives
When my in-laws became too incapacitated to handle their own affairs, my wife and I took over. A year and a half later, we’re still trying to figure it all out. Read Full Article Here... Written By: William Power www.wsj.com
Stress Testing To Ensure You Really Have A “Diversified” Portfolio?
While it’s commonplace for investors to hold multiple investments in a portfolio – often comprised of mutual funds or ETFs that in turn hold dozens or even hundreds of underlying positions – the reality is that even multi-asset-class portfolios aren’t always really...
We’re in a Bunny Market
Since the end of 2014 there has been plenty of movement in the stock market but the S&P 500 hasn’t really gone anywhere. These periods can be very frustrating for investors because most people tend to think in terms of being bullish or bearish. They’re constantly...
The Everything-in-One Promise of a Continuing Care Community
Is it possible to have it all in retirement? That’s what so-called continuing care retirement communities promise. These hybrids offer independent living apartments (and sometimes free-standing cottages) along with assisted-living support, home care, a nursing home...