Blog
Swedroe: Overconfident Enemy In Mirror
One of the questions I’m most often asked by reporters covering finance is: “What are the biggest risks facing investors?” My usual response is that the biggest risk confronting most investors is staring right back at them when they look in the mirror. And there’s...
Deconstructing 30 Year Stock Market Returns
The worst 30 year return — using rolling monthly performance — occurred at the height of the market just before the Great Depression and stocks still returned almost 8% per year over the ensuing three decades. You can see that there is some variation in these returns...
The first five years can trip up your retirement finances permanently
If a retiree can generate enough guaranteed income to cover basic expenses using Social Security, any pension income and annuities, then he or she can invest other savings in stocks, said Steve Vernon, a research scholar at the Stanford Center on Longevity. Having...
When Not Paying Attention Pays Off
Pay attention to your teacher. Pay attention to detail. Pay attention, pay attention, pay attention! Our entire lives we’re warned: Pay attention, or.… Well, you know. The worst will happen. But when it comes to your investment portfolio, please do not pay too much...
Morningstar: The more you pay, the less you get from funds
Investing in an actively managed fund with high fees is like betting on a smoker to win a marathon, according to a new study released by Morningstar. Morningstar's active/passive barometer measures actively managed funds against a composite of relevant passive index...
Retirement yield may return to norm in 10 years: TIAA CEO
Retirement plan yields won't return to the long-term norm of roughly 5 to 7 percent until the next decade or two, TIAA President and CEO Roger Ferguson said Tuesday. Read Full Article Here... Written By: Tom DiChristopher www.cnbc.com
The Difficult, Delicate Untangling of Our Parents’ Financial Lives
When my in-laws became too incapacitated to handle their own affairs, my wife and I took over. A year and a half later, we’re still trying to figure it all out. Read Full Article Here... Written By: William Power www.wsj.com
Stress Testing To Ensure You Really Have A “Diversified” Portfolio?
While it’s commonplace for investors to hold multiple investments in a portfolio – often comprised of mutual funds or ETFs that in turn hold dozens or even hundreds of underlying positions – the reality is that even multi-asset-class portfolios aren’t always really...