Blog
Should You Own Bonds in a Rising Rate Environment?
Most people don’t think too much about their bonds. They really are the boring foundation for your portfolio. However, occasionally they spring to the surface, and this is one of those times. Lately, a number of people have been wondering why they should be investing...
The Retirement Pyramid
Austin-based RetailMeNot Buys LowestMed
RetailMeNot announced Tuesday the acquisition of LowestMed, a website that compares prescription drug prices and provides mobile or printable coupons. The financial terms of the deal were not disclosed. “RetailMeNot is proud to welcome LowestMed to the company as...
Consider Paying Down Your Mortgage
Tens of millions of Americans can earn a risk-free 3 to 6 percent annual return by paying down their mortgage. Can it get even better? Yes, it's quite often tax-advantaged as well. If you have enough money in the bank or in investments to do it, consider the logic...
What can a 529 be used for? More than you may think
What constitutes a qualified educational expense? When that question relates to 529 savings plans, the answer may be broader than you think. Although 529 accounts are often used to pay for children’s college tuition, those funds can also be used for a variety of...
5 Steps to Investing Your Health Savings Account
How much does the government want consumers to use health savings accounts to pay for healthcare expenses? So much that it has made the HSA the only triple-tax-advantaged vehicle in the whole tax code: you contribute dollars on a pretax basis, your money compounds on...
Why extended warranties are hardly ever a good deal
Cost of a three-year extended warranty for a dishwasher: $157.97. Average cost of a dishwasher repair: $159. The fact that service contracts often cost about the same as a repair is just one reason extended warranties — also known as service contracts and protection...
A ‘dead’ home-equity tax deduction sees new life due to IRS
President Trump’s new tax law has caused concern among homeowners looking to borrow against the equity in their houses. The legislation appeared to eliminate the deduction taxpayers get for the interest owed on home-equity loans, but after prodding from lobbying...