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The media provides no shortage of articles giving recommendations of how much households should save to afford retirement, from rules of thumb like “save 10% to 15% of your annual income” to more detailed research studies providing “precise” savings guidelines based...

If there's a single unsolved problem in the retirement plans for many middle- and upper-middle-income adults, it's what to do about long-term care costs later in life. Very high-income, high-net-worth people can plan to self-fund long-term care costs, though I'd...

It might seem odd to open a retirement account for a high school student. But teenagers can get a big head start on long-term savings, financial advisers say, by stashing some of their earnings in a Roth individual retirement account. Now is a good time to talk with...

Running out of money in retirement is a huge concern. And given that a large number of workers in their 50s and 60s are behind on savings, it's a clear source of stress for those who don't feel adequately prepared. The good news is that there are several tactics you...

For some older Americans, retirement turns out to be a fleeting status. After leaving a 40-hour work week behind, many retirees end up taking on part-time work even if it wasn't part of their initial retirement plan. Read Full Article Here... Written By: Sarah O'Brian...

Fixed income serves four important roles in a portfolio: Diversification from equities, capital preservation, income and inflation protection. Many investors would benefit from evaluating whether their bond holdings are meeting these goals. Read Full Article Here......

A smaller home, with fewer possessions to weigh you down and lower bills to boot: What's not to like? For many folks, downsizing makes a lot of sense, but there are a few points to consider. Read Full Article Here... Written By: Mike Piershale, ChFC Published By:...