Portfolio design is as much art as it is science. Our investment philosophy is based on doing what’s right for clients. The process is results driven and not just return driven. Yes, our goal is to deliver competitive returns, but we don’t judge our value solely on beating a specific benchmark. Our passion is developing portfolios to help clients meet their goals while paying particular attention to downside risk. We are guided by a commitment to honesty and integrity.
Our investment philosophy is driven by the following core beliefs:
- Diversification is Essential
We provide diversification across asset classes, investment styles and managers. Some commentators have stated that diversification does not work, or will not work in our current environment. Our view is there has never been a better time for a diversified portfolio.
- Investment Vehicles Matter
We believe mutual funds and Exchange Traded Funds (ETF’s) are the best investment vehicles available for our clients to achieve broad diversification. These tools allow us to diversify portfolios in ways that can not be done with a single manager or a group of individual stocks.
- An Investment Policy Must be Defined
An Investment Policy provides the framework and discipline for making investment decisions. An Investment Policy describes each client’s unique objectives, goals, risk tolerance, target asset allocation and parameters for managing the portfolio.