Posts By: justin

2 Jun 2016 No Comments

Swedroe: Overconfident Enemy In Mirror

One of the questions I’m most often asked by reporters covering finance is: “What are the biggest risks facing investors?” My usual response is that the biggest risk confronting most […]

2 Jun 2016 No Comments

Deconstructing 30 Year Stock Market Returns

The worst 30 year return — using rolling monthly performance — occurred at the height of the market just before the Great Depression and stocks still returned almost 8% per […]

23 May 2016 No Comments

The first five years can trip up your retirement finances permanently

If a retiree can generate enough guaranteed income to cover basic expenses using Social Security, any pension income and annuities, then he or she can invest other savings in stocks, […]

29 Apr 2016 No Comments

When Not Paying Attention Pays Off

Pay attention to your teacher. Pay attention to detail. Pay attention, pay attention, pay attention! Our entire lives we’re warned: Pay attention, or.… Well, you know. The worst will happen. […]

21 Apr 2016 No Comments

Morningstar: The more you pay, the less you get from funds

Investing in an actively managed fund with high fees is like betting on a smoker to win a marathon, according to a new study released by Morningstar. Morningstar’s active/passive barometer […]

12 Apr 2016 No Comments

Retirement yield may return to norm in 10 years: TIAA CEO

Retirement plan yields won’t return to the long-term norm of roughly 5 to 7 percent until the next decade or two, TIAA President and CEO Roger Ferguson said Tuesday. Read […]

6 Apr 2016 No Comments

The Difficult, Delicate Untangling of Our Parents’ Financial Lives

When my in-laws became too incapacitated to handle their own affairs, my wife and I took over. A year and a half later, we’re still trying to figure it all […]

6 Apr 2016 No Comments

Stress Testing To Ensure You Really Have A “Diversified” Portfolio?

While it’s commonplace for investors to hold multiple investments in a portfolio – often comprised of mutual funds or ETFs that in turn hold dozens or even hundreds of underlying […]

6 Apr 2016 No Comments

We’re in a Bunny Market

Since the end of 2014 there has been plenty of movement in the stock market but the S&P 500 hasn’t really gone anywhere. These periods can be very frustrating for […]

9 Mar 2016 No Comments

The Everything-in-One Promise of a Continuing Care Community

Is it possible to have it all in retirement? That’s what so-called continuing care retirement communities promise. These hybrids offer independent living apartments (and sometimes free-standing cottages) along with assisted-living […]