Posts By: fleecingcentral

6 Jul 2016 No Comments

Every Financial Crisis Is Different

Looking Back Stock-market declines are always obvious in hindsight. When technology stocks reversed course in spring 2000, after years of gains, the New Era was over. Prudent investors exited. Several […]

21 Jun 2016 No Comments

How to Raise the Retirement Age For People Who Want to Work

Work can be tiring, all right. But how is it that people considered too old to sit at a desk are young enough to play 18 holes of golf? These […]

2 Jun 2016 No Comments

How To Stack The Odds In Your Favor

The best investment advice- boring as it may be- is to save more money. Delaying current consumption to benefit your future self is one of the simplest ways an investor […]

2 Jun 2016 No Comments

Swedroe: Overconfident Enemy In Mirror

One of the questions I’m most often asked by reporters covering finance is: “What are the biggest risks facing investors?” My usual response is that the biggest risk confronting most […]

2 Jun 2016 No Comments

Deconstructing 30 Year Stock Market Returns

The worst 30 year return — using rolling monthly performance — occurred at the height of the market just before the Great Depression and stocks still returned almost 8% per […]

23 May 2016 No Comments

The first five years can trip up your retirement finances permanently

If a retiree can generate enough guaranteed income to cover basic expenses using Social Security, any pension income and annuities, then he or she can invest other savings in stocks, […]

29 Apr 2016 No Comments

When Not Paying Attention Pays Off

Pay attention to your teacher. Pay attention to detail. Pay attention, pay attention, pay attention! Our entire lives we’re warned: Pay attention, or.… Well, you know. The worst will happen. […]

29 Apr 2016 No Comments

5 Reasons Bond Funds Beat Individual Bonds

I often hear people (including financial advisers) say that individual bonds are better than bond funds, and I couldn’t disagree more. Here are some reasons to use low-cost bond funds […]

21 Apr 2016 No Comments

Morningstar: The more you pay, the less you get from funds

Investing in an actively managed fund with high fees is like betting on a smoker to win a marathon, according to a new study released by Morningstar. Morningstar’s active/passive barometer […]

12 Apr 2016 No Comments

Retirement yield may return to norm in 10 years: TIAA CEO

Retirement plan yields won’t return to the long-term norm of roughly 5 to 7 percent until the next decade or two, TIAA President and CEO Roger Ferguson said Tuesday. Read […]